我自己加水印一直用的是这个帮助方法
 public static void ZoomAuto(System.IO.Stream fromFile, string savePath, System.Double targetWidth, System.Double targetHeight, string waterText, string waterImage,out int NewWidth,out int NewHeight)
        {
            //创建目录
            string dir = Path.GetDirectoryName(savePath);
            if (!Directory.Exists(dir))
                Directory.CreateDirectory(dir);            //原始图片(获取原始图片创建对象,并使用流中嵌入的颜色管理信息)
            System.Drawing.Image initImage = System.Drawing.Image.FromStream(fromFile, true);            //原图宽高均小于模版,不作处理,直接保存
            if (initImage.Width <= targetWidth && initImage.Height <= targetHeight)
            {
                //文字水印
                if (waterText != "")
                {
                    using (System.Drawing.Graphics gWater = System.Drawing.Graphics.FromImage(initImage))
                    {
                        System.Drawing.Font fontWater = new Font("黑体", 10);
                        System.Drawing.Brush brushWater = new SolidBrush(Color.White);
                        gWater.DrawString(waterText, fontWater, brushWater, 10, 10);
                        gWater.Dispose();
                    }
                }                //透明图片水印
                if (waterImage != "")
                {
                    if (File.Exists(waterImage))
                    {
                        //获取水印图片
                        using (System.Drawing.Image wrImage = System.Drawing.Image.FromFile(waterImage))
                        {
                            //水印绘制条件:原始图片宽高均大于或等于水印图片
                            if (initImage.Width >= wrImage.Width && initImage.Height >= wrImage.Height)
                            {
                                Graphics gWater = Graphics.FromImage(initImage);                                //透明属性
                                ImageAttributes imgAttributes = new ImageAttributes();
                                ColorMap colorMap = new ColorMap();
                                colorMap.OldColor = Color.FromArgb(255, 0, 255, 0);
                                colorMap.NewColor = Color.FromArgb(0, 0, 0, 0);
                                ColorMap[] remapTable = { colorMap };
                                imgAttributes.SetRemapTable(remapTable, ColorAdjustType.Bitmap);                                float[][] colorMatrixElements = { 
                                   new float[] {1.0f,  0.0f,  0.0f,  0.0f, 0.0f},
                                   new float[] {0.0f,  1.0f,  0.0f,  0.0f, 0.0f},
                                   new float[] {0.0f,  0.0f,  1.0f,  0.0f, 0.0f},
                                   new float[] {0.0f,  0.0f,  0.0f,  0.5f, 0.0f},//透明度:0.5
                                   new float[] {0.0f,  0.0f,  0.0f,  0.0f, 1.0f}
                                };                                ColorMatrix wmColorMatrix = new ColorMatrix(colorMatrixElements);
                                imgAttributes.SetColorMatrix(wmColorMatrix, ColorMatrixFlag.Default, ColorAdjustType.Bitmap);
                                gWater.DrawImage(wrImage, new Rectangle(initImage.Width - wrImage.Width, initImage.Height - wrImage.Height, wrImage.Width, wrImage.Height), 0, 0, wrImage.Width, wrImage.Height, GraphicsUnit.Pixel, imgAttributes);                                gWater.Dispose();
                            }
                            wrImage.Dispose();
                        }
                    }
                }
                NewWidth = initImage.Width;
                NewHeight = initImage.Height;
                //保存
                initImage.Save(savePath, System.Drawing.Imaging.ImageFormat.Jpeg);
            }
            else
            {
                //缩略图宽、高计算
                double newWidth = initImage.Width;
                double newHeight = initImage.Height;                //宽大于高或宽等于高(横图或正方)
                if (initImage.Width > initImage.Height || initImage.Width == initImage.Height)
                {
                    //如果宽大于模版
                    if (initImage.Width > targetWidth)
                    {
                        //宽按模版,高按比例缩放
                        newWidth = targetWidth;
                        newHeight = initImage.Height * (targetWidth / initImage.Width);
                    }
                }
                //高大于宽(竖图)
                else
                {
                    //如果高大于模版
                    if (initImage.Height > targetHeight)
                    {
                        //高按模版,宽按比例缩放
                        newHeight = targetHeight;
                        newWidth = initImage.Width * (targetHeight / initImage.Height);
                    }
                }                //生成新图
                //新建一个bmp图片
                System.Drawing.Image newImage = new System.Drawing.Bitmap((int)newWidth, (int)newHeight);
                NewWidth = (int)newWidth;
                NewHeight = (int)newHeight;
                //新建一个画板
                System.Drawing.Graphics newG = System.Drawing.Graphics.FromImage(newImage);                //设置质量
                newG.InterpolationMode = System.Drawing.Drawing2D.InterpolationMode.HighQualityBicubic;
                newG.SmoothingMode = System.Drawing.Drawing2D.SmoothingMode.HighQuality;                //置背景色
                newG.Clear(Color.White);
                //画图
                newG.DrawImage(initImage, new System.Drawing.Rectangle(0, 0, newImage.Width, newImage.Height), new System.Drawing.Rectangle(0, 0, initImage.Width, initImage.Height), System.Drawing.GraphicsUnit.Pixel);                //文字水印
                if (waterText != "")
                {
                    using (System.Drawing.Graphics gWater = System.Drawing.Graphics.FromImage(newImage))
                    {
                        System.Drawing.Font fontWater = new Font("宋体", 10);
                        System.Drawing.Brush brushWater = new SolidBrush(Color.White);
                        gWater.DrawString(waterText, fontWater, brushWater, 10, 10);
                        gWater.Dispose();
                    }
                }                //透明图片水印
                if (waterImage != "")
                {
                    if (File.Exists(waterImage))
                    {
                        //获取水印图片
                        using (System.Drawing.Image wrImage = System.Drawing.Image.FromFile(waterImage))
                        {
                            //水印绘制条件:原始图片宽高均大于或等于水印图片
                            if (newImage.Width >= wrImage.Width && newImage.Height >= wrImage.Height)
                            {
                                Graphics gWater = Graphics.FromImage(newImage);                                //透明属性
                                ImageAttributes imgAttributes = new ImageAttributes();
                                ColorMap colorMap = new ColorMap();
                                colorMap.OldColor = Color.FromArgb(255, 0, 255, 0);
                                colorMap.NewColor = Color.FromArgb(0, 0, 0, 0);
                                ColorMap[] remapTable = { colorMap };
                                imgAttributes.SetRemapTable(remapTable, ColorAdjustType.Bitmap);                                float[][] colorMatrixElements = { 
                                   new float[] {1.0f,  0.0f,  0.0f,  0.0f, 0.0f},
                                   new float[] {0.0f,  1.0f,  0.0f,  0.0f, 0.0f},
                                   new float[] {0.0f,  0.0f,  1.0f,  0.0f, 0.0f},
                                   new float[] {0.0f,  0.0f,  0.0f,  0.5f, 0.0f},//透明度:0.5
                                   new float[] {0.0f,  0.0f,  0.0f,  0.0f, 1.0f}
                                };                                ColorMatrix wmColorMatrix = new ColorMatrix(colorMatrixElements);
                                imgAttributes.SetColorMatrix(wmColorMatrix, ColorMatrixFlag.Default, ColorAdjustType.Bitmap);
                                gWater.DrawImage(wrImage, new Rectangle(newImage.Width - wrImage.Width, newImage.Height - wrImage.Height, wrImage.Width, wrImage.Height), 0, 0, wrImage.Width, wrImage.Height, GraphicsUnit.Pixel, imgAttributes);
                                gWater.Dispose();
                            }
                            wrImage.Dispose();
                        }
                    }
                }                //保存缩略图                try {
                    newImage.Save(savePath, System.Drawing.Imaging.ImageFormat.Png);
                }
                catch(Exception ex)
                {
                    throw new Exception("系统出错误了,请重新尝试或者换一张照片");
                }
                                //释放资源
                newG.Dispose();
                newImage.Dispose();
                initImage.Dispose();
            }
        }