String[] titles = {"姓名","年龄","职业","身高","体重"};
    FileOutputStream fos = new FileOutputStream("c:\\foo.xls");
    HSSFWorkbook wb = new HSSFWorkbook();
    HSSFSheet s = wb.createSheet();
    wb.setSheetName(0, "Matrix");
    for(short i=0; i<5; i++) {
      HSSFRow row = s.createRow(i);
      for(short j=0; j<5; j++) {
        HSSFCell cell = row.createCell(j);
        if(i==0)
        {
          cell.setEncoding(HSSFCell.ENCODING_UTF_16);
          cell.setCellValue(titles[j]);
        }
        else
          cell.setCellValue(""+i+","+j);
      }
    }
    wb.write(fos);
    fos.close();cell.setEncoding(HSSFCell.ENCODING_UTF_16);